Got my team assignments for my favorite NCAA pool this a.m. 16 people get 4 teams, one for each bracket. Players are assigned teams based upon random draw. For instance, my teams are Utah State, GA Tech, NC State, and Vermont. Here's how you win/lose in our pool. All games are played against a published Vegas point spread. If you have the favorite and your team covers the spread, you and your team move onto the next round. If your team is favored and your team doesn't cover the point spread, you surrender your team to your opponent. When the spread includes a 1/2 point the spread rounds up to the next number. Not bad, eh? It's genius.

Theoretically, you could have four teams in the Final Four. History has proven that you'll be lucky to get out of the first weekend with one team in play, two teams at the most.

Point spreads reflect money invested in teams, right? A good bookie sets a line that draws equal cash from each side of the proposition. Consider this delta between the bookies and the NCAA Selection committee.

NC State is a 10 seed who plays North Carolina, Charlotte a 7 seed. NC State, the 10 seed, is giving, UNC, the 7 seed, 6 points! So, if you're following my pool, my underdog has to win and cover for me to keep the team. Ouch!